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Financial Crime Expert | Internal Fraud & Branch Controls

Permanent employee, Full-time · Poland - Warsaw - HQ
What we do?

Aion Bank is a fully regulated European bank and credit institution, combining Vodeno’s cutting-edge, private blockchain-based platform with its ECB banking license, strong balance sheet, and deep regulatory expertise. Our mission is to provide a comprehensive suite of embedded banking solutions, enabling businesses to seamlessly integrate financial services into their offerings.

As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Aion Bank and Vodeno's existing Banking-as-a-Service (BaaS) offering across key European markets, including Germany and Poland, will see the bank embed its services - ranging from account access and deposits to lending, payments and loyalty programs - directly into non-banking digital platforms, facilitating seamless customer experiences.

At Aion Bank, our biggest strength is our people—a team of highly intelligent, creative, and ambitious professionals who thrive in a fast-paced, innovative environment. We believe in delivering results while fostering a culture of passion and collaboration.

We are currently looking for a Financial Crime Expert ready to join our adventure, share our ambition and help shape the future of digital banking.
What you will be doing?
  • Act as a subject matter expert in internal fraud risk and branch-level financial crime prevention controls.
  • Lead complex investigations related to internal misconduct, employee collusion, and fraud originating at physical or hybrid branches.
  • Assess the effectiveness of internal controls at the frontline (e.g. customer onboarding, transaction execution) and recommend improvements.
  • Design and enhance branch-related monitoring mechanisms and red flags for early detection of unusual employee or customer behavior.
  • Design, develope and implement of internal fraud policies, escalation frameworks, and disciplinary protocols.
  • Liaise with HR, Legal, IT Security, and Compliance teams on sensitive investigations, ensuring alignment with regulatory and internal standards.
  • Analyze incident trends and systemic control weaknesses, and contribute to periodic risk assessments and remediation plans.
  • Deliver targeted training for branch staff and control owners on internal fraud awareness and ethical conduct.
  • Participate in audits, regulatory reviews, and internal reporting processes related to misconduct and branch risk governance.
  • Mentor junior analysts in best practices for investigation documentation, evidence handling, and internal communication.
Skills you should have
  • 7+ years of experience in financial crime prevention, internal fraud investigations, or branch control functions.
  • Strong understanding of internal control frameworks, frontline operations, and behavioral risk indicators related to insider threats.
  • Experience conducting sensitive investigations with appropriate discretion and adherence to confidentiality standards.
  • Working knowledge of relevant regulations and industry standards around internal fraud.
  • Strong interpersonal skills, with the ability to handle complex stakeholder environments and difficult conversations.
  • Experience with incident management systems, fraud monitoring tools, and forensic investigation techniques.
  • Excellent written and verbal communication skills in English; ability to produce clear reports and escalate effectively.
  • Relevant certifications (e.g., CAMS, ICA Specialist, CFE, or equivalent) highly desirable.
  • Bachelor’s or Master’s degree in Law, Finance, Criminology, Business Administration, or related field.
What we offer
You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.
You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.
If your role permits, we also offer flexible work location.
You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package. 
We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support. 
Aion bank account without fee. 
We co-sponsor your Multisport card and cover 50% of its cost. 
You will work on computer equipment that delivers the best user experience — Apple MacBook. 
Our office in Warsaw offers healthy snacks throughout the day.
Our process
We keep our recruiting process simple. 
Step 1: Talk with one of our Recruiters about your to date experiences and ambitions
Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment
Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you're not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!

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